Benchmark Financial Group, LLC Blog

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How Is Your Federal Employee Retirement Income Taxed?
January 23, 2013

By John Grobe for FedSmith “If you drive a car, I’ll tax the street. If you get too cold, I’ll tax the heat. If you try to sit, I’ll tax the seat. If you try to walk, I’ll tax your feet.” If you retire from the federal government, I’ll tax…

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Helping FERS Employees With Redeposit Questions
January 23, 2013

Redeposit service (also known as “refunded” service) refers to a period of federal service that the employee worked and paid into a retirement system (in this case, FERS) but separated from service and withdrew their retirement contributions at the time of separation. Often, employees elect to do this if they…

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Getting More Bang for Your Retirement Buck
January 23, 2013

By Ashby Daniels for FedSmith If you’re investing for retirement, the Roth IRA is a sometimes overlooked option worth considering. Unlike your TSP, investments in a Roth IRA are not deductible from current income. But like your TSP, the earnings in your account are allowed to compound tax-free. And here’s…

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Full Annuity Payments – How Fast?
January 23, 2013

By:  Robert Benson for FedSmith FedSmith.com recently conducted a survey of our readers which asked about recent retirements and how long it took before retirees started receiving their full (as opposed to interim) annuity payments.  The questions we asked retirees were: 1.     What was your retirement date? 2.     Are you…

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