Benchmark Financial Group, LLC Blog

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4 Reasons to Claim Social Security Sooner Rather Than Later
July 22, 2019

In the retirement planning world, we understand that everyone has different circumstances. Some retirees need to claim their Social Security benefits right away while others can afford to wait. Claiming benefits early (as early as age 62) can mean a permanent reduction in your monthly checks. Meanwhile, you can actually…

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Will We See a COLA in 2020?
July 15, 2019

As retirement planners, we often talk about the need for a retirement income that keeps pace with inflation. Without that, your spending power would erode over time, and you could find yourself a decade into retirement and struggling to make ends meet. That’s why Social Security, which provides supplemental income…

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Evaluating Your Survivor Annuity Options
July 8, 2019

As a federal employee, you know that your annuity will someday comprise a significant portion of your retirement income. But those payments also end when you pass away. So, what would happen to your spouse, if both of you are dependent upon that income, but you are the first to…

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What Are You Teaching Your Adult Children About Retirement?
July 1, 2019

We often think that we’re finished teaching our children once they’ve grown up and left home. But in reality, your adult kids are still learning from you. In fact, they’re likely to make their own retirement planning decisions based largely upon what they’ve observed you do, and what you’ve shared…

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